UNDATED, WI (WTAQ) - The numbers of Wisconsinites filing for bankruptcy keep going down. Federal court officials said just over 14,000 state residents filed for bankruptcy in the first six months of this year. That’s down 4.7% from the same time a year ago. For the first time in six years, bankruptcies were down for the last calendar year. They dropped about 10% throughout 2011. Milwaukee investment strategist Brian Jacobsen it helps that weekly earnings are up, and credit conditions are better. Milwaukee bankruptcy attorney James Miller says the big problem now is that small businesses are giving up, after hanging on as long as they could during the Great Recession. He said those who used personal assets to guarantee their loans are the ones most vulnerable right now.